If you've been into real estate investing for any length of time, you've heard the term "subject to". Wondering what it's all about?

"Subject to" investing refers to owning a property with the seller's mortgage still in place. You do own the property, but it's not like you paid cash for it; instead, you have ownership rights, but those rights are "subject to" one or more mortgages in place.

How does this work? Let's say Joe bought a house a year ago, and mortgaged it as much as possible. Let's also say the real estate market in his town has cooled off, and now his boss tells him he needs to relocate across the country next month. He needs the job, but he's stuck with a house that has no equity in it. Worse than that, if he goes to a real estate agent, he'll be told to "bring cash to closing", because there isn't even enough property appreciation to pay the real estate commission. He can't imagine paying two mortgage payments (the current one, plus the one he'll have once he relocates). Is Joe up a creek without a paddle?

Not if you come to him with a "subject to" offer. You tell Joe that he can move tomorrow, as long as he does two things: He signs the deed to the house over to you; and he allows you to make his mortgage payments while he remains on the mortgage note.

What does this accomplish for Joe? He can move, and he won't be paying two mortgages, because you'll pay one. What do you get out of it? You technically now own the home, and can put a renter in there, who will pay as much or more than Joe's original monthly payment. You get to keep any difference.

There's more to the whole "subject to" arrangement than I have explained here; but these are the essential points. What most real estate investors don't know, though, is "subject to" deals also work for apartments! I've done many of them.

My name's David Lindahl. I was a dead-busted broke landscaper until I started researching real estate investing, just as you are doing right now. I stumbled upon some systems (and built some others) that have allowed me to invest in or rehab more than 520 properties in 9 years. Without getting out of bed, I now make more in monthly cash flow than most people HOPE to make in a year.

Because I now have the calm confidence that I can make money at will, and there are way too many real estate deals in America than I could get to in a dozen lifetimes, I'm happy to help other investors learn some of what I know: Things like how to buy apartments with no money down; how to get monthly checks from dozens--or hundreds--of tenants and never deal with a single one! And many other money-making techniques.

In fact, I'd be happy to shoot you a copy of my free special report, "The 27 Ways To Buy Multi-Family Properties With No Money Down", if you just tell me, in the boxes below, where to send it.

I'll be straight with you: It's possible to screw up a "subject to" deal, if you don't know what you're doing. But if done right, these investments are a "win-win-win", for the seller who needs to get out NOW; for the renter who can live in a nice home or apartment; and for you, who can potentially profit with little or no money out of your pocket.

I commend you on learning more about real estate investing, and urge you to get my free, no-obligation special report. It might be the smartest thing you've done all year!

Just tell me below where I can send you this free information. You can decide for yourself whether I know what I'm talking about, when it comes to buying real estate investments with no money down, and making loads of money.